Financing

At Bay Outboard Marine, we believe that getting on the water shouldn't be complicated. We work with a network of trusted lenders to help you find a financing solution that fits your budget — whether you're purchasing a new boat, a pre-owned vessel, or a motor and accessories package.

Our team is here to walk you through your options and make the process as straightforward as possible. Financing terms vary depending on the loan amount, your credit profile, and the lender selected. We work with buyers across a range of financial situations and will do our best to connect you with competitive rates and flexible repayment terms.

There are no pressure tactics here — just honest guidance to help you make the right decision for your situation. To get started, simply stop in and speak with one of our sales team members, or give us a call at 989-792-7744. We can provide an estimate of monthly payments based on the boat or equipment you're interested in and walk you through what to expect during the approval process. Most approvals are quick, so you won't be waiting long to get out on the water. Financing availability and terms are subject to lender approval and may vary. We encourage you to reach out with any questions — our team is happy to help you understand your options before you commit to anything.